Clear answers to the questions customers ask most often about National MM2H and the Forest City SEZ/SFZ MM2H route. Programme requirements may change; customers should verify the latest official rules before applying.
The main difference is the property location and financial requirement. Under the National MM2H categories such as Silver, Gold and Platinum, applicants may purchase qualifying residential property in Malaysia according to the required minimum property value. Under the Forest City SEZ/SFZ MM2H category, applicants are required to purchase and own a property in Forest City, Johor after obtaining MM2H approval. The SEZ/SFZ category also offers a 10-year renewable MM2H pass and lower fixed deposit requirement compared to the National Silver, Gold and Platinum tiers.
Special Financial Zone Incentives森林城市金融特区手册(中英)
Based on the official MM2H category overview: Silver: USD150,000. Gold: USD500,000. Platinum: USD1,000,000. Forest City SEZ/SFZ: USD65,000 for age 21–49, and USD32,000 for age 50 and above.
Generally, property purchase is required after obtaining MM2H approval. For Silver, Gold and Platinum, applicants must purchase and own a qualifying residence after approval. For Forest City SEZ/SFZ MM2H, applicants must purchase and own a property in Forest City after approval.
No. If you apply under the Forest City SEZ/SFZ MM2H category, the property requirement is tied to Forest City, Johor. If you prefer to buy in other areas such as JB City, Iskandar Puteri, Medini, Senibong, Bukit Indah, Horizon Hills or other Johor locations, you may need to consider the National MM2H categories instead, subject to the official property price requirement and state approval rules.
For the National MM2H programme, the minimum property purchase requirements are: Silver: RM600,000 and above; Gold: RM1,000,000 and above; Platinum: RM2,000,000 and above. For the Forest City SEZ/SFZ MM2H programme, the current minimum property purchase requirement is: Condominium: RM500,000 and above; Landed residential property: RM1,000,000 and above. The property must be located within an approved Forest City SEZ/SFZ development and remains subject to the prevailing Johor state property acquisition policies and MM2H regulations.
Yes. A maximum withdrawal of 50% of the principal fixed deposit is allowed after MM2H approval for approved purposes such as purchasing a residence, education, medical and tourism-related activities in Malaysia.
For MM2H participants below 50 years old, the minimum stay requirement is 90 cumulative days per year in Malaysia. For participants aged 25 to 49, the stay requirement may be fulfilled by the principal and/or dependents, depending on the category rules. For participants aged 50 and above, the official overview states no minimum stay requirement.
Yes. MM2H participants may bring eligible dependents, including spouse, children below 21, children aged 21 to 34 if they are single and unemployed while in Malaysia, medically certified disabled children with no age limit, and parents or parents-in-law.
Some foreigners consider Forest City because it is linked to the SEZ/SFZ MM2H category, which has a lower fixed deposit requirement compared to National Silver, Gold and Platinum tiers. It may be suitable for buyers who specifically want Forest City for retirement, weekend living, long-term residence, or MM2H eligibility planning. However, buyers should still consider location, lifestyle suitability, transport, healthcare access, property type, and long-term holding plans before deciding.
Yes, foreigners may apply for a local Malaysia bank loan, but approval depends on the buyer’s nationality, income source, documents, credit profile, age, property type, and bank policy.
